Bridge Loan Irvine, CA
Hard Money Solutions by CS Financial Group
At CS Financial Group, we understand that timing is everything, especially in the fast-paced real estate market of southern Orange County. Whether you’re purchasing a property or navigating the complexities of a real estate transaction, our Bridge Loans provide the financial flexibility you need to bridge the gap between transactions.
A Bridge Loan is a short-term financing option that allows you to access funds quickly while you’re in the process of selling one property and purchasing another. This type of loan is ideal for those who need to act swiftly to secure a new property but haven’t yet sold their current home or commercial space.
Our clients typically choose this option as it is a fast closing loan with flexible terms used for acquisition or refinance of all property types. CS Financial Group has proudly helped hundreds of clients throughout Irvine, Newport Beach, and even as far away as mainland China secure loads quickly without the hassle of lengthy paperwork.
Why Choose a Bridge Loan in Irvine?
The real estate market in Irvine and Newport Beach is highly competitive, with properties often moving off the market within days. As a homeowner or investor, you can’t afford to miss out on the perfect opportunity simply because you’re waiting for your current property to sell or waiting for a traditional loan to get funded. A bridge loan from CS Financial Group enables you to:
- Act fast to get your new property: Don’t miss your dream home or investment. Our Bridge Loans give you the cash to make a firm offer without waiting for your property to sell.
- Flexible repayment options: Our loan terms suit your needs. They have repayment options that align with your property sale timeline.
- Local Expertise: As a hard money lender rooted in Irvine, we have deep insights into the local market. Our team will guide you through the loan application process. We want to help you make the best financial decisions.
Benefits Include:
How Does a Bridge Loan Work?
A Bridge Loan is typically secured against your current property. Here’s how it works with CS Financial Group:
Application Process
Started consulting with one of our experienced loan officers. They will use your property’s value, your equity, and the new property’s price to set your loan amount.
Approval
Once approved, you’ll receive the loan. You can use it to pay down or cover other new property costs.
Repayment
Repay the loan when your current property sells. Our bridge loans typically have a 6-12 month term, providing ample time for the sale process.
Interest Rates
Bridge loans often have higher interest rates due to their short term. But, with CS Financial Group’s competitive rates, you can be sure you’re getting a great deal.
Why Work with CS Financial Group?
Personalized Service
Our loan experts will tailor our services to your needs. They will take the time to understand your unique situation.
Expert Guidance
Our loan officers are experts in Bridge Loans and the Irvine real estate market. We’ll guide you through every step of the process.
Transparent Terms
No hidden fees, no surprises. We believe in complete transparency, so you’ll always know what to expect, guaranteed.
Local Hard Money Lender with National Reach
Our reach is national and based in Southern California. Except for a few states, we have funded loans across America in its largest, most active metros.
We have also worked with local, national, and global clients. We helped them get the right loan for their projects. These included fix and flip, rehab loans, and other hard money.
Ready to start? Contact Hard money lenders in Irvine today!
Let’s begin the process with a complimentary consultation on financing. We specialize in custom hard money loans for real estate investors. We want to know your needs so that we can offer the best loan programs.
Please fill out our inquiry form to get the process started!