Blog - Hard Money Loan Guide in Irvine, CA

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Hard Money Loan Guide.

Hard Money Loan vs Soft Money Loan
Hard Money Lenders with no Credit Checks
Do Hard Money Loans Require an Appraisal?
Do Hard Money Lenders Require a Down Payment?
90 LTV Hard Money Loans
Hard Money Loan Rates (2024) In California
Hard Money Loan Requirements
Hard Money Loans Pros and Cons
How to Apply for Hard Money Loans
Where do hard money lenders get their funds money?
Hard Money Loans to Stop Foreclosure
Hard Money Loans Nationwide: Fast Financing for Savvy Investors

Services.

Fix & Flip Loans
Bridge Loans
Ground-Up Construction Loans
Short-Term Rental Loans
Long-Term Rental Loans
Customized Loans

Contact Us.

(888) 838-9827
4000 Barranca Pkwy, Ste 250
Irvine CA 92604
United States of America
[email protected]
www.csfinancialgroupca.com

NMLS LIC #357644
Loans in most states except: Arizona, Idaho, Minnesota, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.

Complimentary Consultation

Looking to secure cash for an investment or project? Need hard money quickly without hassle? Contact us today to discuss your need with one of our loan experts.

(888) 838-9827

4000 Barranca Parkway
Ste 250 Irvine CA 92604
United States of America

[email protected]

Ground-Up Construction

Property Types:
SFR, 2 to 4 Units, Condos, and PUD. Properties Must be Non-Owner Occupied.

Loan Terms:
6 to 18 Months

Minimum Loan Amount:
$250,000

LTC:
Up to 90%

LTARV After-Repair Value:
Up to 65%

FICO Score:
680 Minimum

Fix & Flip

Property Types:
SFR, 2 to 4 Units, Multi-Family, Townhomes, Condos, and PUD. Properties Must be Non-Owner Occupied.

Loan Terms:
6 to 18 Months

Minimum Loan Amount:
$150,000

LTC:
Up to 90%

LTARV After-Repair Value:
Up to 75%

FICO Score:
650 Minimum

Bridge Loans

Property Types:
SFR, 2 to 4 Units, Multi-Family, Townhomes, Condos, and PUD. Properties Must be Non-Owner Occupied.

Loan Terms:
6 to 24 Months

Minimum Loan Amount:
$150,000

Purchase:
Up to 75% LTV

Rate Term Refi:
Up to 70% LTV

Cash-Out Refi:
Up to 65% LTV

FICO Score:
650 Minimum

Long-Term Rental

Property Types:
SFR, 2 to 4 Units, Multi-Family, Townhomes, Condos, and PUD. Properties Must be Non-Owner Occupied.

Loan Terms:
30 Years

Minimum Loan Amount:
$100,000

Purchase Rate Term Refi:
Up to 80% LTV

Cash-Out Refi:
Up to 75% LTV

FICO Score:
640 Minimum

Note:
AirBnB / Vrbo Welcome

Short-Term Rental

Property Types:
SFR, 2 to 4 Units, Multi-Family, Townhomes, Condos, and PUD. Properties Must be Non-Owner Occupied.

Loan Terms:
6 to 24 Months

Minimum Loan Amount:
$150,000

Purchase:
Up to 75% LTV

Rate Term Refi:
Up to 70% LTV

Cash-Out Refi:
Up to 65% LTV

FICO Score:
650 Minimum

Hard Money Loan Guide.

Hard Money Loan vs Soft Money Loan

Hard Money Lenders with no Credit Checks

Do Hard Money Loans Require an Appraisal?

Do Hard Money Lenders Require a Down Payment?

90 LTV Hard Money Loans

Hard Money Loan Rates (2024) In California

Hard Money Loan Requirements

Hard Money Loans Pros and Cons

How to Apply for Hard Money Loans

Where do hard money lenders get their funds money?

Hard Money Loans to Stop Foreclosure

Hard Money Loans Nationwide: Fast Financing for Savvy Investors

Services.

Contact Us.

Complimentary Consultation

Ground-Up Construction

Fix & Flip

Bridge Loans

Long-Term Rental

Short-Term Rental